This week’s article provides a budgeting exercise “to identify potential income shortfalls” so that you can think about what options you have to cover life’s unexpected expenses. Call us after you have taken a look so that we can discuss some choices you may have. We’re always here to help.
“Just like many big life moments such as getting married, or expanding your family, you need a plan and check-ups along the way. Retirement is no different. Your financial health can use a check-up on the road to retirement. With the right tools and proper planning, you can be Game Ready.” This week’s article provides some useful tips on getting retirement ready. Call us if you need any help reviewing your financial retirement plans, we’re always here to help.
Many think of a fixed indexed annuity only as it relates to themselves and as a way to obtain an income they can’t outlive in our retirement; but this week’s article tells us to be “Family Ready to celebrate all life can offer, with those who matter most. A fixed indexed annuity can help you get started.” There is more than one reason to look at this product. Call us, we’d love to explain how it might fit into your long term plans. We’re always here to help.
Often, when we see statistics of what others are doing, we try to distinguish ourselves by saying ‘They’re different from me’. Interestingly, that may be the case when comparing retirement-readiness. This week’s article tells us “Understanding and comparing retirement-readiness scores of America’s workforce, industry by industry, shows there are important differences and surprising similarities across the occupations.” We thought you might be interested in seeing these numbers. Call us if you have any questions after reading it. We’re always here to help.
“One of the biggest challenges in retirement is building a reliable stream of monthly income to support you for what could be a very long time. While retirees have long relied on bonds for this purpose, a retirement income expert recently told MONEY that there’s a better solution: income annuities.” Call us if you’d like to talk about what he says in this week’s article. We’re always here to help.
This week I thought you might want to “become more educated when it comes to retirement planning, especially as one in five Americans have absolutely nothing saved for their golden years. Enhancing your retirement confidence can include reading up on tips to boost your savings or testing your knowledge with quizzes like the “Master of Retirement” game. Press the Link in this week’s newsletter, have some fun playing the game, and call us when you’re done. We’re always here to help.
Did you know that changes in the distribution of age in the US population over the past years has accounted for about one-fifth of the increase in the expenditures for services versus goods? This week’s article is interesting because it tells us that “the rising percentage of the population over 60 and their larger consumption of health appears to be the key factors.” We’ve always thought that the older we get the more we are likely to need to spend on health care. Have you thought about how you will pay for that? Call us, we may have some options you haven’t thought about that are sources for income in your retirement. We’re always here to help.
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Did you know that if you need “insurance for as long as you live and want to accumulate savings a universal policy” might be something you want to consider as a choice. Sometimes people “take a shortcut (such as simply buying a multiple of annual income).” Call us if you would like help in determining the right amount of life insurance, and the type that best suits your goals. We’re always here to help.
Are you on track for where you need to be for retirement? This week I thought to share with you several calculators. “These customizable calculators will allow you to run different scenarios and discover how small adjustments could make a big difference for your retirement future.” Call us after you have your calculations because we can help you get on track if your numbers aren’t making you happy! We’re always here to help.
This week’s article tells us that “Financial stress is the number one source of stress for employees, according to a Price Waterhouse Coopers 2019 survey. Financial matters outrank any other source of stress combined, including health and relationships. Retirement can be a key driver in that stress with nine out of 10 people reporting they don’t feel very confident in their overall retirement savings situation.” If you are feeling the stress, call us. We know of some choices that may help you feel better about your retirement planning. We’re always here to help.